India Salary Calculator

Your CTC is not your salary.

Enter your annual CTC and get a simple estimate of what may actually reach your bank account every month.

Enter your salary

We'll turn the big annual number into a more realistic monthly estimate.

Your estimated reality

A simplified monthly estimate based on the details you entered.

Estimated monthly in-hand
₹—
approximately per month
Monthly CTC ₹—
Variable pay removed ₹—
Estimated PF ₹—
Estimated tax ₹—

This is a simplified estimate, not payroll, tax or financial advice. Actual in-hand salary depends on your salary structure, employer contributions, tax regime, deductions, benefits and payroll policies.

Why is CTC different from in-hand salary?

CTC means Cost to Company. It can include money and benefits that do not arrive in your bank account as monthly salary.

Variable pay, employer contributions, provident fund and estimated taxes can all create a gap between the salary number in an offer and the amount you actually receive.

CTC Reality exists to make that gap easier to understand.

Premium Salary Tool

Want the full salary breakdown?

Get your CTC Reality Salary Report with a clearer breakdown of your estimated salary numbers.

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